Public4-year

University of Massachusetts-Lowell

Tuition, net price, acceptance rate, SAT/ACT scores, graduation rate, and graduate salary · Lowell, Massachusetts

Official website ↗ University of Massachusetts-Lowell net price calculator ↗ College Scorecard, June 2026

Net price / year

$17,163

after grants & scholarships

higher than 76% of public 4-year colleges

Acceptance rate

83%

Graduation rate

67%

within 150% of normal time

higher than 84% of public 4-year colleges

Median earnings

$81,163

4 years after graduating

higher than 96% of public 4-year colleges

University of Massachusetts-Lowell at a glance

What is the tuition at University of Massachusetts-Lowell?: In-state undergraduate tuition and fees are $16,966 for the 2024-25 academic year, or $36,264 for out-of-state students.
What is the cost of attendance at University of Massachusetts-Lowell?: The average cost of attendance is $30,786 a year before financial aid (2023-24), counting tuition, books, housing and other living expenses.
What is the net price at University of Massachusetts-Lowell?: The average net price for in-state students is $17,163 a year after grants and scholarships (2023-24).
What is the acceptance rate at University of Massachusetts-Lowell?: About 83% of applicants were admitted (fall 2024).
What SAT and ACT scores are typical at University of Massachusetts-Lowell?: The middle 50% of admitted students who submitted scores had an SAT total of about 1180–1370 and an ACT composite of 25–32 (fall 2024). Test policy reported: Considered if submitted, but not required.
What is the graduation rate at University of Massachusetts-Lowell?: 67% of first-time, full-time students finish within 150% of normal time, or 6 years (entering classes through fall 2018).
How much do graduates of University of Massachusetts-Lowell earn?: The median graduate earns $81,163 four years after finishing, among graduates working and not enrolled (2024 dollars).

Key takeaways

Graduates earn a median $81,163 four years after finishing, more than 96% of public 4-year colleges.
The earnings premium over a typical high-school graduate would cover the estimated net cost in about 1.7 years of work (not counting income forgone while studying).
67% of students graduate on time or within 150% of normal time, higher than 84% of public 4-year colleges.
At $17,163 a year, the average net price is higher than 76% of public 4-year colleges.
Families earning under $30,000 pay about $9,943 a year on average, versus $26,139 for families earning over $110,000.

Tuition and cost of attendance at University of Massachusetts-Lowell

Average net price (in-state)

$17,163 per year

Cost of attendance minus average grants and scholarships, for first-time full-time students receiving federal aid.

Estimate your own price with the University of Massachusetts-Lowell net price calculator ↗

Estimated total net cost

$68,652

Net price × 4 years, at today's prices and assuming on-time completion. Your actual cost depends on your aid.

Net price by family income

Average yearly net price for students receiving federal aid.

$0–30k $9,943
$30–48k $10,199
$48–75k $12,141
$75–110k $16,460
$110k+ $26,139

Where the sticker price goes· Cost of attendance $30,786

Tuition & fees$16,966
Books & supplies$1,200
Room & board$16,148
Other expenses$1,366

Tuition & fees (in-state): $16,966
Tuition & fees (out-of-state): $36,264

University of Massachusetts-Lowell acceptance rate and SAT/ACT scores

Acceptance rate

Share of applicants admitted.

Test policy: Considered if submitted, but not required

SAT range (middle 50%)1180–1370

4001600

ACT composite range (middle 50%)25–32

136

Graduation rate and salary after graduating from University of Massachusetts-Lowell

Graduation rate

67%

First-time, full-time students finishing within 150% of normal time.

Retention rate

83%

Full-time first-years who return the next fall.

Typical monthly payment

$251

On a standard 10-year federal plan.

Years of earnings premium to cover cost

1.7 years

Net cost ÷ (graduate earnings − high-school graduate earnings). Excludes income forgone while studying and assumes today's earnings. A rough guide, not a prediction.

Earnings vs debt

4 years after graduating$81,163

1 year after graduating$59,431

Median graduate debt$23,704

High-school graduate median (Massachusetts)$41,044

Of graduates working and not enrolled, in 2024 dollars.

Debt-to-earnings: 0.3×Median debt divided by median earnings 4 years after graduating.
Share of pay going to loans: 3.7%
3-year loan default rate: 0%

Outcomes by student group

The Scorecard reports some outcomes separately for groups of students. A group is left out when it is too small to report. These are school-level figures and say nothing about any individual student.

Completion within 150% of normal time, by group

Share of students who entered in 2018 and completed within 150% of normal time (six years at a four-year college, three at a two-year college).

White students 69%

Black students 57%

Hispanic students 54%

Asian students 63%

Pell Grant recipients 59%

All students, same entering cohort: 65%

Group rates and the all-student rate come from the same 2018 entering cohort, so they can be compared directly. Groups at small colleges can rest on very few students. Data period: Entering cohort 2018 (IPEDS).

Earnings ten years after entry

All students who entered this college, whether or not they graduated, in 2022 dollars, ten years after entry.

Typical range: middle half of students

25th percentile $40,834 · median $64,874 · 75th percentile $100,222

Median by family income

Lowest third of family incomes $53,430

Middle third $72,085

Highest third $76,381

Median by sex

Male students $78,281

Non-male students $55,342

This is not the same as the graduates' earnings shown above. It covers everyone who entered, including students who left without a degree, ten years after entry and in 2022 dollars. The graduates' figure covers only completers, four years after finishing, in 2024 dollars. Do not compare the two directly.

Data period: Students who entered in academic years 2009-10 and 2010-11 (pooled), earnings measured in 2020 and 2021, 2022 dollars (Treasury).

Median federal student debt, by group

Median federal loan debt of students who borrowed, when they left school, by group.

By Pell Grant status

Pell Grant recipients $19,500

Not Pell recipients $15,742

By first-generation status

First-generation students $18,500

Not first-generation $17,500

By family income

Family income $0–$30,000 $18,500

Family income $30,001–$75,000 $18,629

Family income over $75,000 $17,750

By gender

Men $17,859

Women $18,548

Data period: Loans in fiscal years 2020 and 2021 (pooled, NSLDS).

How borrowers are doing

One year after leaving school and entering repayment, here is where the 6,190 federal-loan borrowers from this college stood. It covers borrowers only, not students who did not take federal loans.

Repayment status one year after entering repayment

Paid in full 11%
Making progress 13%
Not making progress 11%
Delinquent 2%
Default 0%
Forbearance 51%
Deferment 12%
Discharged 0%

What the terms mean

Paid in full:: The borrower has paid off the loans completely.
Making progress:: Payments are reducing the loan balance, not just covering interest.
Not making progress:: The borrower is paying, but not enough to shrink the balance.
Delinquent:: Payments are late but the loan is not yet in default.
Default:: The borrower has missed payments for so long that the loan is officially in default.
Forbearance:: Payments are temporarily paused or reduced, and interest may keep adding up.
Deferment:: Payments are on hold for an approved reason, such as returning to school.
Discharged:: The loan was cancelled, for example because of a disability or a school closure.

6,190 borrowers · Data period: Borrowers who entered repayment in the AY2018-19 and AY2019-20 cohorts (pooled, NSLDS).

Programs and majors at University of Massachusetts-Lowell ranked by earnings

Program	Earnings, 4 yrs after	Earnings over time	Compared with the U.S. median for this field	Median debt
Mechanical Engineering Related Technologies/Technicians Bachelor's · Graduates: 19 Small sample	$120,219	—	U.S. median $82,073 U.S. middle half $66.8K–$98.6K · Above the U.S. median	—
Computer Science Bachelor's · Graduates: 161	$111,612	1 yr$86,1674 yrs$111,6125 yrs$127,238	U.S. median $107,009 U.S. middle half $74.8K–$152K · Above the U.S. median	$25,000
Electrical, Electronics, and Communications Engineering Bachelor's · Graduates: 144	$101,054	1 yr$82,7984 yrs$101,0545 yrs$95,858	U.S. median $100,647 U.S. middle half $84.6K–$122.4K · Above the U.S. median	$25,413
Polymer/Plastics Engineering Bachelor's · Graduates: 86	$100,428	1 yr$77,1144 yrs$100,4285 yrs$96,500	U.S. median $92,919 U.S. middle half $79.6K–$107.2K · Above the U.S. median	$27,000
Computer Engineering Bachelor's · Graduates: 55	$97,547	1 yr$85,2804 yrs$97,547	U.S. median $109,015 U.S. middle half $86.3K–$145.2K · Below the U.S. median	$26,277
Chemical Engineering Bachelor's · Graduates: 113	$94,972	1 yr$77,3804 yrs$94,9725 yrs$100,143	U.S. median $98,158 U.S. middle half $80.3K–$118K · Below the U.S. median	$26,825
Mechanical Engineering Bachelor's · Graduates: 264	$94,841	1 yr$73,4144 yrs$94,8415 yrs$95,465	U.S. median $92,135 U.S. middle half $77.7K–$109.1K · Above the U.S. median	$25,000
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Bachelor's · Graduates: 122	$93,650	1 yr$78,2474 yrs$93,6505 yrs$93,215	U.S. median $88,910 U.S. middle half $67.9K–$114.5K · Above the U.S. median	$27,000
Physics Bachelor's · Graduates: 17 Small sample	$91,438	1 yr$48,3244 yrs$91,438	U.S. median $76,786 U.S. middle half $51.8K–$102.9K · Above the U.S. median	$21,677
Information Science/Studies Bachelor's · Graduates: 228	$89,715	1 yr$68,3624 yrs$89,7155 yrs$85,758	U.S. median $85,294 U.S. middle half $59.8K–$116.9K · Above the U.S. median	$21,990

Show all 32 programs

Clinical/Medical Laboratory Science/Research and Allied Professions Bachelor's · Graduates: 40	$86,040	1 yr$69,2164 yrs$86,0405 yrs$75,806	U.S. median $75,975 U.S. middle half $60.9K–$92.3K · Above the U.S. median	$26,393
Civil Engineering Bachelor's · Graduates: 119	$83,233	1 yr$65,1034 yrs$83,2335 yrs$84,162	U.S. median $86,517 U.S. middle half $73.9K–$101.2K · Below the U.S. median	$27,000
Economics Bachelor's · Graduates: 40	$76,822	1 yr$41,9104 yrs$76,822	U.S. median $82,686 U.S. middle half $58.2K–$116.3K · Below the U.S. median	$23,250
Biology, General Bachelor's · Graduates: 143	$76,149	1 yr$46,5264 yrs$76,1495 yrs$77,274	U.S. median $57,214 U.S. middle half $38.9K–$79.2K · Above the U.S. median	$22,750
Business Administration, Management and Operations Bachelor's · Graduates: 791	$75,859	1 yr$52,6574 yrs$75,8595 yrs$69,684	U.S. median $68,257 U.S. middle half $47.6K–$93.6K · Above the U.S. median	$21,500
Information Science/Studies Associate · Graduates: 38	$75,423	1 yr$52,7064 yrs$75,423	U.S. median $56,799 U.S. middle half $37.8K–$78.3K · Above the U.S. median	$16,496
Chemistry Bachelor's · Graduates: 22 Small sample	$74,568	—	U.S. median $65,120 U.S. middle half $48.3K–$84K · Above the U.S. median	$26,737
Rehabilitation and Therapeutic Professions Bachelor's · Graduates: 109	$72,958	1 yr$35,6054 yrs$72,9585 yrs$73,414	U.S. median $55,792 U.S. middle half $40K–$73.8K · Above the U.S. median	$26,147
Mathematics Bachelor's · Graduates: 73	$72,826	1 yr$49,5714 yrs$72,8265 yrs$73,307	U.S. median $69,562 U.S. middle half $49.1K–$97.4K · Above the U.S. median	$23,735
Nutrition Sciences Bachelor's · Graduates: 16 Small sample	$69,604	—	U.S. median $60,053 U.S. middle half $43.2K–$76.8K · Above the U.S. median	$27,307
Philosophy Bachelor's · Graduates: 20 Small sample	$68,629	—	U.S. median $54,455 U.S. middle half $34.9K–$78K · Above the U.S. median	—
Criminal Justice and Corrections Bachelor's · Graduates: 315	$66,258	1 yr$41,9384 yrs$66,2585 yrs$66,631	U.S. median $55,378 U.S. middle half $40.2K–$74.4K · Above the U.S. median	$21,502
Public Health Bachelor's · Graduates: 103	$65,429	1 yr$43,0464 yrs$65,429	U.S. median $58,808 U.S. middle half $42K–$79.2K · Above the U.S. median	$24,982
Political Science and Government Bachelor's · Graduates: 46	$63,584	1 yr$35,3304 yrs$63,584	U.S. median $63,293 U.S. middle half $44.8K–$85.4K · Above the U.S. median	$18,173
Natural Resources Conservation and Research Bachelor's · Graduates: 35	$59,783	1 yr$45,2154 yrs$59,783	U.S. median $55,012 U.S. middle half $39.4K–$72.8K · Above the U.S. median	$26,125
Psychology, General Bachelor's · Graduates: 205	$57,489	1 yr$40,0544 yrs$57,4895 yrs$52,247	U.S. median $50,706 U.S. middle half $35.7K–$67.2K · Above the U.S. median	$23,250
History Bachelor's · Graduates: 33	$55,973	1 yr$27,5864 yrs$55,9735 yrs$55,194	U.S. median $50,680 U.S. middle half $36.3K–$66.7K · Above the U.S. median	$22,564
Sociology Bachelor's · Graduates: 23 Small sample	$55,361	—	U.S. median $52,657 U.S. middle half $37.7K–$69.5K · Above the U.S. median	$21,500
English Language and Literature, General Bachelor's · Graduates: 118	$54,039	1 yr$30,4084 yrs$54,0395 yrs$46,861	U.S. median $48,590 U.S. middle half $33.7K–$63.8K · Above the U.S. median	$25,000
Music Bachelor's · Graduates: 102	$53,384	1 yr$35,3114 yrs$53,3845 yrs$59,730	U.S. median $42,892 U.S. middle half $26K–$58.8K · Above the U.S. median	$27,000
Fine and Studio Arts Bachelor's · Graduates: 56	$52,637	1 yr$36,2364 yrs$52,6375 yrs$63,880	U.S. median $41,367 U.S. middle half $26.2K–$56.7K · Above the U.S. median	$25,974
Liberal Arts and Sciences, General Studies and Humanities Bachelor's · Graduates: 129	$51,492	1 yr$37,1404 yrs$51,4925 yrs$45,337	U.S. median $53,072 U.S. middle half $35.8K–$73.3K · Below the U.S. median	$22,625

Earnings are for graduates working and not enrolled, 4 years after completing, in 2024 dollars.

The U.S. median and middle half (25th to 75th percentile) are for graduates of the same field and credential level at all colleges, 4 years after completing.

The 1-year, 4-year and 5-year figures come from different graduating cohorts and dollar years (1-year: AY2018-19 and AY2019-20 graduates, 2022 dollars; 4-year: AY2017-18 and AY2018-19 graduates, 2024 dollars; 5-year: AY2014-15 and AY2015-16 graduates, 2022 dollars), so read them as three separate measures, not a single career path.

Small samples are noisy: the Scorecard adds privacy noise to program figures and some rows are based on only a handful of graduates, so rows marked “small sample” can move a lot from year to year.

What students study

The largest fields among the degrees and certificates this college awarded, grouped by two-digit CIP code (the federal Classification of Instructional Programs). Fields under 1% are left out.

Share of degrees and certificates awarded, by field

Business, Management, Marketing, and Related Support Services 21.4%

Engineering 17.8%

Computer and Information Sciences and Support Services 11%

Psychology 9%

Homeland Security, Law Enforcement, Firefighting and Related Protective Services 7%

Health Professions and Related Programs 6.9%

Biological and Biomedical Sciences 4.2%

Social Sciences 3.1%

A large share means many awards, not necessarily many students or higher earnings. Data period: Awards in academic year 2024-25 (IPEDS).

Who attends

A snapshot of the undergraduate student body as this college reported it to the federal government. Shares are shown as published; they can differ slightly from 100% because of rounding.

Race and ethnicity

White 49.4%
Black or African American 10.3%
Hispanic or Latino 17.2%
Asian 13.9%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0%
Two or more races 3.4%
U.S. nonresident 2.6%
Race and ethnicity unknown 3%

Federal reporting categories. Students who are not U.S. citizens or permanent residents are counted as nonresident, and students who did not report are counted as unknown. Data period: Fall 2024 (IPEDS).

Gender

Men 57.7%
Women 42.4%

Federal reporting uses two categories. Data period: Fall 2024 (IPEDS).

Students aged 25 or older

18%

of undergraduates

Many adult students work or have families while enrolled. Data period: Fall 2023 (IPEDS).

Students and campus

Undergraduate enrollment: 11,434
Part-time students: 18%
Receive Pell Grants: 30%
Receive federal loans: 53%
Students per faculty member: 17 : 1
Setting: Suburb

Similar colleges

Schools of a similar type, price, size and outcomes.

Where it ranks

This college appears in the top 50 of these TuitionScope rankings.

#50 Accessible Colleges With Strong Graduate Earnings

Guides worth reading

Plain-language explainers that help you read the numbers on this page.

Frequently asked questions

How much is tuition at University of Massachusetts-Lowell?

For the 2024-25 academic year, University of Massachusetts-Lowell reported undergraduate tuition and fees of $16,966 for in-state students and $36,264 for out-of-state students. These are published prices before grants and scholarships; what you pay depends on your aid.

What is the cost of attendance and net price at University of Massachusetts-Lowell?

The average cost of attendance at University of Massachusetts-Lowell is $30,786 a year (2023-24), counting tuition, books, housing and other living expenses. After grants and scholarships, the average net price is $17,163 a year. That is higher than 76% of public 4-year colleges.

How much financial aid do students at University of Massachusetts-Lowell get?

30% of undergraduates receive Pell Grants. 53% receive federal loans. The average net price runs from $9,943 a year for families earning under $30,000 to $26,139 for families earning over $110,000 (2023-24).

What is the acceptance rate at University of Massachusetts-Lowell?

University of Massachusetts-Lowell admitted about 83% of applicants in fall 2024. That means most applicants are admitted.

What SAT and ACT scores do you need for University of Massachusetts-Lowell?

Among admitted students who submitted scores, the middle 50% had an SAT total of about 1180–1370 and an ACT composite of 25–32 (fall 2024). That is a guide, not a cutoff. Reported test policy: Considered if submitted, but not required.

What are the graduation rate and retention rate at University of Massachusetts-Lowell?

67% of first-time, full-time students at University of Massachusetts-Lowell finish within 150% of normal time. 83% of full-time first-years return the next fall.

How much do University of Massachusetts-Lowell graduates earn after graduation?

The median graduate earns $81,163 four years after finishing, among graduates working and not enrolled in further study (2024 dollars). One year after finishing, the median is $59,431.

Is University of Massachusetts-Lowell worth it?

There is no single answer: it depends on your major, your aid and whether you finish. For University of Massachusetts-Lowell, the data shows this. The earnings premium over a typical high-school graduate would cover the estimated net cost in about 1.7 years of work. Graduates who borrowed have a median debt of $23,704, about 0.3 times their median earnings four years after finishing. 67% of first-time, full-time students finish within 150% of normal time. These are averages, not predictions, and they do not count income forgone while studying.

Sources and data periods

All figures come from the U.S. Department of Education's College Scorecard (June 2026 release). Periods differ by measure:

Average net price: AcadYr 2023-24, reported in IPEDS DCY2024-25
Acceptance rate: Fall 2024, reported in IPEDS DCY2024-25
Graduation rate: Fall 2018 or AcadYr 2018-19 cohort (differs by institutional calendar), reported in IPEDS DCY2024-25 pooled with previous years (# of total pooled years found in POOLYRS)
Median earnings: Treasury AY2017-18, AY2018-19 pooled cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Median graduate debt: NSLDS FY2020, FY2021 pooled cohorts

Some figures are blank because the school did not report them or the group was too small to publish. How we calculate things